Health Insurance Policy Information – India

Health Insurance Policy Information –

Health Insurance- Some Necessary Health Insurance Information Tips to Do and Don’t – 

Health care costs are increasing day by day and the cost of sickness and hospitalization affects our finances, our earning capacity, and our daily lives.

Health Insurance Policy Information of Things to Do and Do Not!

Do this –  When you buy a health insurance policy, you should do this:

  • Know the restrictions on coverage
  • Pay special attention to the terms and conditions of the policy, such as:
    • Provision to exclude pre-existing diseases
    • Latency before certain diseases are covered
    • Restrictions or restrictions on various hospital expenses incurred
    • Co-payment, which means that you have to share some of the claims
    • Pre-conditions for Renewal
    • The upper limit of age for entry and renewal
  • Reveal details of all pre-existing health problems, including:
    • Major diseases
    • Conditions such as high blood pressure or diabetes
  • According to dependence on age at the time of admission, the company can expect medical examination reports, you should follow the requirements of all procedures and paperwork
  • Check out where and how to get the clinical trial
  • Check who will pay for the tests
  • Pay premium only after the insurer accepts your proposal
  • Keep renewing the policy vigorously in the rest of your life.

Do not do it

  • Do not hide such facts because of which you may have to face any dispute at the time of any claim
  • Your cover may be insufficient or inadequate after a day delay in renewing your policy.

Foreign Health Policy: Do’s and Don’ts

Do this

  • Make your insurance sufficient before your travel dates so that when you are expected by the company, you will get enough time to conduct a medical test.
  • Ensure that your entire duration of stay abroad and all the countries you visit is covered.
  • Be aware of what is covered in your policy and not what it is. These policies can cover not only hospitalization expenses but also some other travel risks such as:
    • Lost passport
    • Lose cash
    • Lost luggage, and
    • Expenditure on country repatriation
  • Reveal details of all pre-existing health problems, including:
    • Major diseases
    • Conditions such as high blood pressure or diabetes
  • According to dependence on age at the time of admission, the company can expect medical examination reports, you should follow the requirements of all procedures and paperwork
  • Check out where and how to get the clinical trial
  • Check who will pay for the tests
  • Pay premium only after the insurer accepts your proposal

Do not do it

  • Do not hide such facts because of which you may have to face any dispute at the time of any claim